Sample - Plaid API
POST/transfer/configuration/get

Get transfer product configuration

Retrieves the transfer product configuration for your account. Supply your Plaid credentials and, when operating on behalf of a platform customer, the originator_client_id. The response reports transfer limits and the currency used for those limits.

  • RetriesRetries up to 2×, 500ms backoff, 30s timeout.

3 body fields

Credentials and optional originator context for retrieving transfer product configuration.

client_idstringoptional
Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
secretstringoptional
Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
originator_client_idstringoptional
The Plaid client ID of the transfer originator. Should only be present if `client_id` is a [Platform customer](https://plaid.com/docs/transfer/application/#originators-vs-platforms).

2 status codes
200Returns the transfer configuration, including single-transfer, daily, and monthly credit and debit limits and the applicable `iso_currency_code`.
request_idstringrequired
A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.
max_single_transfer_amountstringdeprecatedrequired
The max limit of dollar amount of a single transfer (decimal string with two digits of precision e.g. "10.00").
max_single_transfer_credit_amountstringrequired
The max limit of dollar amount of a single credit transfer (decimal string with two digits of precision e.g. "10.00").
max_single_transfer_debit_amountstringrequired
The max limit of dollar amount of a single debit transfer (decimal string with two digits of precision e.g. "10.00").
max_daily_credit_amountstringrequired
The max limit of sum of dollar amount of credit transfers in last 24 hours (decimal string with two digits of precision e.g. "10.00").
max_daily_debit_amountstringrequired
The max limit of sum of dollar amount of debit transfers in last 24 hours (decimal string with two digits of precision e.g. "10.00").
max_monthly_amountstringdeprecatedrequired
The max limit of sum of dollar amount of credit and debit transfers in one calendar month (decimal string with two digits of precision e.g. "10.00").
max_monthly_credit_amountstringrequired
The max limit of sum of dollar amount of credit transfers in one calendar month (decimal string with two digits of precision e.g. "10.00").
max_monthly_debit_amountstringrequired
The max limit of sum of dollar amount of debit transfers in one calendar month (decimal string with two digits of precision e.g. "10.00").
iso_currency_codestringrequired
The currency of the dollar amount, e.g. "USD".
defaultError response
error_typestringrequired
A broad categorization of the error. Safe for programmatic use.
Allowed:INVALID_REQUESTINVALID_RESULTINVALID_INPUTINSTITUTION_ERRORRATE_LIMIT_EXCEEDEDAPI_ERRORITEM_ERRORASSET_REPORT_ERRORBASE_REPORT_ERRORRECAPTCHA_ERROROAUTH_ERRORPAYMENT_ERROR
error_codestringrequired
The particular error code. Safe for programmatic use.
error_code_reasonstringoptional
The specific reason for the error code. Currently, reasons are only supported for OAuth-based item errors; `null` will be returned otherwise. Safe for programmatic use. Possible values: `OAUTH_INVALID_TOKEN`: The user's OAuth connection to this institution has been invalidated. `OAUTH_CONSENT_EXPIRED`: The user's access consent for this OAuth connection to this institution has expired. `OAUTH_USER_REVOKED`: The user's OAuth connection to this institution is invalid because the user revoked their connection.
error_messagestringrequired
A developer-friendly representation of the error code. This may change over time and is not safe for programmatic use.
display_messagestringrequired
A user-friendly representation of the error code. `null` if the error is not related to user action. This may change over time and is not safe for programmatic use.
request_idstringoptional
A unique ID identifying the request, to be used for troubleshooting purposes. This field will be omitted in errors provided by webhooks.
causesarrayoptional
In this product, a request can pertain to more than one Item. If an error is returned for such a request, `causes` will return an array of errors containing a breakdown of these errors on the individual Item level, if any can be identified. `causes` will be provided for the `error_type` `ASSET_REPORT_ERROR` or `CHECK_REPORT_ERROR`. `causes` will also not be populated inside an error nested within a `warning` object.
statusintegeroptional
The HTTP status code associated with the error. This will only be returned in the response body when the error information is provided via a webhook.
documentation_urlstringoptional
The URL of a Plaid documentation page with more information about the error
suggested_actionstringoptional
Suggested steps for resolving the error
required_account_subtypesarray<string>optional
A list of the account subtypes that were requested via the `account_filters` parameter in `/link/token/create`. Currently only populated for `NO_ACCOUNTS` errors from Items with `investments_auth` as an enabled product.
provided_account_subtypesarray<string>optional
A list of the account subtypes that were extracted but did not match the requested subtypes via the `account_filters` parameter in `/link/token/create`. Currently only populated for `NO_ACCOUNTS` errors from Items with `investments_auth` as an enabled product.

Error handling

client_id and secret must identify your Plaid account, and may be supplied in the request body or the corresponding headers. If the request is made for a platform customer, provide the applicable originator_client_id.